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Federal Reserve Offers Tips for Avoiding Foreclosure Scams
Posted on Mar 30, 2009
Reports of mortgage foreclosure scams are on the rise. Foreclosure scam artists are using a variety of means to reach out to potential victims, including the Internet, phone calls, direct mail, and door-to-door solicitations. For families who are struggling to remain in their homes, it’s vital to know what to watch for and where to turn for help. Fortunately, legitimate housing counselors and other resources are available at no or low cost to assist homeowners who have fallen behind on their mortgage payments. The Federal Reserve Board has compiled the following list of tips to help protect homeowners from costly foreclosure scams. Please share these tips with your clients, contacts, and community partners.
* Work only with a nonprofit, HUD-approved housing counselor. For a list of certified counselors, visit http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm or call 877-HUD-1515 (877-483-1515). If the name of the organization you are working with isn’t on the list, then switch to one that is.
* Don’t pay an arm and a leg. Most housing counselors provide no- or low-cost counseling services. You should not have to pay hundreds or thousands of dollars for assistance.
Be wary of “guarantees.” No one can ensure you good results.
* Know what you are signing. Don’t let a counselor pressure you into signing paperwork you haven’t had a chance to read thoroughly or don’t understand.
If it sounds too good to be true, it probably is.
* If you feel you are a victim of foreclosure fraud, trust your instincts and ask for help. Report suspicious schemes to your state and local consumer protection agencies, which you can find on the Consumer Action Website at http://www.consumeraction.gov/.
Additional information about avoiding foreclosure scams may be found on the Federal Reserve Board’s website at http://federalreserve.gov/pubs/foreclosurescamtips/default.htm.
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New Beginnings for Homeownership
Posted on Mar 02, 2009
Sponsored by:
* Greater Metropolitan Housing Corporation
* Wells Fargo
* US Bank
Come with questions, walk away with answers; drop in, have a cup of coffee and talk to a professional.
Home buyers – Learn about:
* Housing Opportunities in North Minneapolis
* A wide range of finance options to help them achieve the American Dream
* Programs to help with down payment and closing costs
* Rehab programs to purchase homes
* Education programs to help buyers succeed in this tough economy
* Pictures, descriptions and prices of many available homes
Home owners – Learn about:
* Refinancing options
* Rehab Mortgages
* Equity Lines
* Special Programs for need repairs
* Low interest fix up loans
Where: North Regional Library 1315 Lowry Aver N, Minneapolis 55411
When: Every Saturday Morning from 10:30 to 12:30 starting March 7 and running until April 25th
Let’s put our homes back into the hands of families Not Absentee Landlords
For more information call: Sustainable Home Ownership Program 651-793-8900
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RSS Feeds
Posted on Jul 30, 2008
RSS Feeds
Posted on Jul 30, 2008
We have just added feeds to the site, if you use a feed reader, simply click on the feed links at the bottom of the page to add them to your feed reader.
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Update to site!
Posted on May 20, 2008
We have just updated Come Home to Camden! You can now respond to the agents that post listings to CHTC, if you are an agent, you can sign up for an account
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Join a circle for Financial Wellness
Posted on May 16, 2008
If you want the money you work hard to earn to work for you, if you want to reduce your debt, build good credit and some day soon own a home of your own, you should join a Financial Wellness Circle.
Financial Wellness Circles are small gatherings of people who make a commitment to meet together with a guide twice a month for six months. The common goal is to become financially stable and build a plan for the future that will work for you and your family.
Financial Wellness Circles are not large group meetings and space is limited to 10 to 12 people who are willing to do the hard work to succeed and make their dreams come true.
There are two Wellness Circles beginning in May of 2008; one at North United Methodist Church in the Webber-Camden Neighborhood and one at Christ English Lutheran Church in Folwell Neighborhood.
You may also call Reverend Linda Koelman at North United at 612. 522.4497 or Reverend Melissa Pohlman at 612.521.3493 for more details. You may also call 612.521.2100 at the Be Homeful office to register.
Financial Wellness Circle is one program in the Be Homeful series of neighborhood stabilization initiatives provided by the Folwell, Webber Camden and McKinley Neighborhoods in partnership with the Greater Minneapolis Housing Corporation.
Come Home to Camden is a website about opportunity! It is an interactive
storyboard about some of the neighborhoods in north Minneapolis and what you can
expect if you choose to call one of them home! You may be looking for your first
home or a return to city living - the neighborhoods of Camden offer a variety of
houses from which to choose, and all of them are affordable.
Camden is a Community - one of eleven communities in Minneapolis. It fills the
farthest northwest corner of Minneapolis with seven neighborhoods bordered by
Lowry Avenue on the south, the city limits on the north and west, and the Mighty
Mississippi River on the east.
This website is about three of those neighborhoods, Folwell, McKinley and
Webber-Camden which like all of the Camden neighborhoods are predominantly
residential with distinct characteristics and amenities. Bisecting east-west
corridors are gateways to northeast Minneapolis and the western suburbs. Downtown
Minneapolis is a fast ten minutes from anywhere in Camden via I94.
Come Home to Camden is also a collection of programs, community events and
community revitalization initiatives underwritten by two of Camden’s neighborhoods,
Folwell and Webber-Camden that benefit today’s residents and those who will come to
call Camden home in the future.
About this Website
Houses for sale are posted on the Dwellings
page. The properties on the site are offered by licensed realtors or for sale by
owner. There are no assurances or guarantees associated with any listing, there is
no fee charged and there is no financial benefit to the neighborhood organizations
from any listing or property that is sold.
Like other neighborhoods Folwell, McKinley and Webber-Camden have a higher than
average number of homes currently on the market, some as a result of the current
foreclosure crisis, and others because of the usual life changes that cause people
to relocate.
The three Come Home to Camden neighborhoods have a focus on owner occupancy and, as
a result, are providing $4000 fully forgivable incentives to the first 40 new home
owners in each of the three neighborhoods. The neighborhoods have committed a total
of $240,000 of Neighborhood Revitalization Program dollars that have been matched
by the Family Housing Fund. For more details about this incentive go to Resources;
Greater Minneapolis Housing Corporation.
In Resources we provide a variety of programs
and services related to home-ownership, including mortgage assistance and home
ownership incentives. Look for the fun stuff – like gardening connections and
information about going green since these are neighborhoods that take pride in
yards and gardens! And, you will find suggestions about home maintenance,
remodeling and renovations.
Events - are just that! From Bunny Breakfast to
Ice Cream Socials, winter skating in the Park to Antiques in the Park, art shows
to Dog Daze, information about and a schedule of events in the neighborhoods and
in the City – that appeal to folks who choose local,fun and family activities as
part of their residential experience.